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Surety Capacity Parameters

Institutional surety underwriting for Florida contractors

Single-job and aggregate bonding line evaluations calculated directly on CPA-prepared balance sheets and verified work-in-progress schedules.

48 hrs

Average line issuance cycle

Treasury

Listed carrier paper

All 67

Florida counties covered

Underwriting Protocol

Four-stage financial evaluation

01
02
03
04

Document Intake

WIP Analysis

Carrier Placement

Power of Attorney

Submission of CPA-reviewed financial statements, bank reference letters, and active work-in-progress schedules.

Evaluation of uncompleted contracts, historical gross margins, and project-specific liquidity parameters.

Matching company capacity with direct-admitted, Treasury-listed surety paper for optimal single and aggregate limits.

Immediate issuance of legally binding bid, performance, and payment bonds executed for municipal tender compliance.

Statutory Compliance

Florida construction moves on bonded capital, not underwriting delays.

Direct desk access ensures absolute regulatory compliance across municipal and state procurement channels.

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Connect directly with our Miami-Dade underwriting desk for confidential file review.